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Investment choices for college

Investment choices for college

My oldest son, a junior in high school, took the ACT exam last weekend.  Where did the time go?  It seems like the elementary school years last forever only to fast forward once high school arrives.  This has me thinking about investments that will be responsible for...

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What Investing is (and is not) 

What Investing is (and is not) 

Recently there has been a lot of attention placed on the wild financial gains of certain companies and trading platforms.  So much hype around what’s being made, who’s taking advantage of who, and stories of turning $20k into $200k in three weeks.  Top this off with a...

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Financial Groundhog’s day 

Financial Groundhog’s day 

So, did you see your financial shadow yesterday?  Chances are it may be six more weeks of financial worries and stress if you did OR six more weeks of spending and savings with purpose if you didn’t.  Consider the following steps based on what you saw: Your financial...

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How much?   

How much?   

In last week’s post we discussed an example of generating $10k a month in retirement income beginning at age 62 and lasting for 30 years (and more).  This may seem like significant monthly income and it is.  Retiring (in a metropolitan area or not) requires a fair bit...

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What Investing is (and is not) 

Dividends and Equities

Take a look at your 12/31 investment statements.  Specifically, review the dividends credited to your accounts on your statement.  They are not insignificant if your portfolio is constructed of many different companies.  Dividends from the equities you own are...

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To Infinity and Beyond

To Infinity and Beyond

This is Buzz Lightyear’s famous quote as he soars across the room cheered on by his fellow friends/toys.  It also describes how I view our firm as we continue to attract clients beyond Northern Virginia.  While working on the business, we discovered that over 30...

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Our shareholder letter

Our shareholder letter

Each January, our firm distributes a shareholder letter to our clients which reiterates our guiding principles and covers important planning themes.  We view clients as shareholders in our practice, ongoing communication is critical in our partnership together as this...

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Better than a resolution

Better than a resolution

As the year comes to a close, we naturally begin to consider a New Year’s resolution.  Often this may be a personal fitness or financial goal, it may also be a positive change to improve your wellbeing.  This is all done with good intentions, though often by late...

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Then & now…

Then & now…

Imagine updating your financial plan in January, April, or December of 2020.  How might the plan outputs at various dates have impacted your behavior and financial choices?  What other life decisions may positively influence your approach to planning? January 2020: ...

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Why diversify?

Why diversify?

What’s the purpose of diversification with regards to your investments?  Why not just own companies you know well or stick with your employer’s stock?  What other diversification strategies should be considered when creating a financial plan? It’s important to...

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