Financial Planning

Our Financial Planning Process

Let’s Chat:

An introductory chat may be scheduled when you are ready, no cost or obligation.  We may use this time to determine if we know, like, and trust each other to proceed in creating a relationship together.

Create a relationship:

      • Available to all regardless of assets, income, and geography.
      • Customized financial plan provided at a flat cost with signed Financial Planning Engagement.
      • Two meetings, a discovery meeting and summary plan review are completed via Zoom.
      • Start to finish engagement lasts five weeks.
      • You are responsible for plan implementation and monitoring.

Continuing the relationship:

      • Available to all who have already created a relationship with us.
      • Ongoing planning and strategy is provided in exchange for managing assets, more details below.
      • Investment accounts may be opened utilizing DocuSign.
      • Our purpose is to deliver clear communication, expand trust, and create sustainability with regards to your retirement income goals and legacy planning.
      • Limited to 75 households.

What Does It Cost?

Create a relationship:

The cost for a financial plan is determined in advance based on what services will be provided. A financial planning engagement will be generated for your e-signature outlining work, responsibilities, duration, and payment.  Each plan is unique and customizable around you.

Continuing the relationship:

Once the financial planning engagement has been completed, you may choose to continue the relationship by opening investment accounts. Each investment account has a small cash amount where costs are automatically removed each month.  We are a fee-only practice.

We thrive helping people get financial organized and focused on what’s important to them.  Having more confidence in your decisions and the inputs you control can create less worry and concerns about tomorrow.  We can help you manage your plan and provide an exceptional experience while doing so together.  Let’s chat, click to schedule a time on my calendar below.

What Your Plan Can Include

Financial planning is personal and unique to each client’s goals and situation.  Likewise, the solutions, methods and tools we employ can differ, though you can expect to see some (or all) of these included in your financial plan.

Cash Flow Management

Retirement Planning

Investment Management

Retirement Income

Tax Planning

Insurance Coverage

Estate Planning

Education Funding

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By Continuing the Relationship You Will RECEIVE

Along with a comprehensive plan, each client receives:

Balance Sheet

Get the lowdown on your income, expenditures, and liabilities with our easy-to-use balance sheet. We review and update this with you each year.

Regular Communications

You’ll receive regular communications from us on a variety of topics, and can always see our latest thoughts and opinions on our blog.

Advanced Technology

Our client access portal and entire service experience is built upon the latest financial services technology.

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Comprehensive Plan

A comprehensive plan that is outlined by an executive summary on what steps to take.

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Support

Our reliable “financial plumbing system” utilizes automation and supports your goals and priorities.

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Structured Process

We provide structure and a repeatable process each year designed to help with growing and managing your wealth as part of your plan.  Two meetings per year take place along with access to our team and other technologies that support your plan.

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Email Newsletter

We send six email newsletters per year that are customized around spending, savings, taxes, future fun & happiness topics.  All content is created by Ryan and available only to current clients.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Flowerstone Financial are not affiliated.

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1900 Reston Metro Plaza, Suite 600
Reston, Virginia 20190

Give Ryan a Call: 571-489-7181
Give Taylor a Call: 571-489-7186

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Flowerstone Financial