Financial Planning

Our Financial Planning Process

Step 1: Let’s Chat:

Our 20 minute ask anything chats may be scheduled when you are ready, no cost or obligation. Connecting virtually or in person we may answer your questions and share our process.

Step 2: Discovery Meeting

As Fee-only financial planners, our interests are aligned in helping you address challenges and better understand all possibilities. We’ll apply a job description to each of your accounts, including timelines. Health and wellness goals are included too.

Step 3: Summary Plan Review Meeting

Your customized plan is a lot like a choose your own adventure book, you determine where you go next. We’ll talk through your choices and help you prioritize action steps. Plan implementation is a separate engagement detailed below.

Plan Implementation

After the summary plan review meeting you have your road map and are free to travel. No strings attached. We remain available to answer questions and be a resource as you self-direct your plan and investments.

Alternatively, you may realize your time is limited and that financial planning is more than just picking investments. You may want professional accountability and a relationship together providing nudges when necessary. Our client service calendar supports ongoing communications and keeping your plan up to date.

What Does It Cost?

A financial plan costs $3,000. A planning engagement will be generated for your digital signature outlining work, responsibilities, and payment.

Plan implementation is optional and a separate engagement. Our client service calendar provides a path as we manage your investments and update your plan annually. We’re a fee-only practice and costs are determined based on the amount of wealth we manage.

Flowerstone Financial limits plan implementation to 75 households so we remain accessible to our clients. Currently, 15 spots remain before a wait list will be created.

Schedule a Chat with Ryan

What Your Plan Can Include

Cash Flow Management

Retirement Planning

Investment Management

Retirement Income

Tax Planning

Insurance Coverage

Estate Planning

Education Funding

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Plan Implementation & Monitoring

Comprehensive Plan

Updates February to May

Regular Communications

Have a question, challenge, or opportunity to discuss, we’re available.

Semi Annual Review

Additional planning September to November.

Email Newsletter

Annual shareholder letter in January with quarterly newsletters on a variety of topics.

Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Flowerstone Financial are not affiliated.

Cambridge’s Form CRS (Customer Relationship Summary)

1900 Reston Metro Plaza, Suite 600
Reston, Virginia 20190

Give Ryan a Call: 571-489-7181
Give Taylor a Call: 571-489-7186

Email Us

Flowerstone Financial