Our Financial Planning Process
An introductory chat may be scheduled when you are ready, no cost or obligation. We may use this time to determine if we know, like, and trust each other to proceed in creating a relationship together.
Creating a relationship:
Creating a relationship with Flowerstone Financial is available to everyone regardless of assets, income, and geography. We conduct remote and in person meetings, you choose your preferred format. Our process includes two meetings, a discovery and summary plan review. This allows for goal clarification and job descriptions to be assigned to your cash and investments. We’ll share a timeline of various scenarios regarding your planning possibilities. You are responsible for plan implementation; we’ll provide directions and details on what to do next. Our process typically lasts five to six weeks start to finish.
Continuing the relationship:
Continuing the relationship is only available to those who have created a relationship with Flowerstone Financial. At this point you know us and our work, we know more about you too. In exchange for our time and ideas, we’ll manage your investments, handle record keeping and rebalancing responsibilities along with other due diligence. Two meetings a year will be offered to keep you and your plan heading in the right direction. Our purpose is to deliver clear communication, expand trust, and create sustainability with regards to your retirement income goals and legacy planning. Limited to 75 households, more details below.
What Your Plan Can Include
Financial planning is personal and unique to each client’s goals and situation. Likewise, the solutions, methods and tools we employ can differ, though you can expect to see some (or all) of these included in your financial plan.
Cash Flow Management
By Continuing the Relationship You Will RECEIVE
Get the lowdown on your income, expenditures, and liabilities with our easy-to-use balance sheet. We review and update this with you each year.
You’ll receive regular communications from us on a variety of topics, and can always see our latest thoughts and opinions on our blog.
Our client access portal and entire service experience is built upon the latest financial services technology.
Your comprehensive plan is updated each year to provide direction on where you are heading.
Our reliable “financial plumbing system” utilizes automation and supports your goals and priorities.
We provide structure and a repeatable process each year designed to help with growing and managing your wealth as part of your plan. Two meetings per year take place along with access to our team and other technologies that support your plan.
We send six email newsletters per year that are customized around spending, savings, taxes, future fun & happiness topics. All content is created by Ryan and available only to current clients.