Financial Planning
Every Client Receives a Financial Plan
It’s the key to your future success
When your money serves a purpose, your money serves you.
The simple task of assigning purpose to your money allows you to have better clarity and confidence in all of your financial and life decisions. We seek to minimize the frustration and doubt that often arrives with financial decisions. How? By creating structure and a repeatable planning process each year designed around what’s most important to you. Goals, planning, and then your portfolio, in that order, support our financial planning engagements together.
Our Financial Planning Process
Create a relationship:
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- Available to all regardless of assets, income, and geography.
- Customized financial plan provided at a flat cost with signed Financial Planning Engagement.
- All meetings are done via Zoom.
- Start to finish engagement lasts five weeks.
- Clients may implement the plan themselves OR choose to hire us by continuing the relationship.
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Continuing the relationship:
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- Investment accounts are opened utilizing Docusign. Clients receive an annual plan review, a fall review check in, our annual shareholder letter, quarterly newsletters and ongoing strategy and advice.
- Limited to 75 households.
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Our updated process allows clients to “test drive” what a planning relationship may be like by creating a relationship before setting up accounts or transferring assets. This allows us to get to know each other and ensures we will be a good long term fit together. We are purposeful in limiting the number of ongoing relationships we engage. By continuing the relationship, it’s our goal to delivery good communication, expand trust, and create sustainability with regards to your retirement income goals and legacy planning.
What Your Plan Can Include
Financial planning is personal and unique to each client’s goals and situation. Likewise, the solutions, methods and tools we employ can differ, though you can expect to see some (or all) of these included in your financial plan.
Cash Flow Management
Retirement Planning
Investment Management
Retirement Income
Tax Planning
Insurance Coverage
Estate Planning
Education Funding
View More
By Continuing the Relationship You Will RECEIVE
Along with a comprehensive plan, each client receives:
Balance Sheet
Get the lowdown on your income, expenditures, and liabilities with our easy-to-use balance sheet. We review and update this with you each year.
Regular Communications
You’ll receive regular communications from us on a variety of topics, and can always see our latest thoughts and opinions on our blog.
Advanced Technology
Our client access portal and entire service experience is built upon the latest financial services technology.
Comprehensive Plan
A comprehensive plan that is outlined by an executive summary on what steps to take.
Support
Our reliable “financial plumbing system” utilizes automation and supports your goals and priorities.
Structured Process
We provide structure and a repeatable process each year designed to help with growing and managing your wealth as part of your plan. Two meetings per year take place along with access to our team and other technologies that support your plan.
Email Newsletter
We send six email newsletters per year that are customized around spending, savings, taxes, future fun & happiness topics. All content is created by Ryan and available only to current clients.
What Does It Cost?
Create a relationship:
The cost for a financial plan is determined in advance based on what services will be provided. A financial planning engagement will be generated for your e-signature outlining work, responsibilities, duration, and payment. Each plan is unique and customizable around you.
Continuing the relationship:
Once the financial planning engagement has been completed, you may choose to continue the relationship by opening investment accounts. Each investment account has a small cash amount where costs are automatically removed each month. We are fee-based. We are fiduciaries.
We thrive helping people get financial organized and focused on what’s important to them. Having more confidence in your decisions and the inputs you control can create less worry and concerns about tomorrow. We can help you manage your plan and provide an exceptional experience while doing so together. Let’s chat, click to schedule a time on my calendar below.