FAQs
Find answers to common questions
Who's your ideal client?
We work with young baby boomers, Gen X, and older millennials who are managing successful careers and a family.
How many clients to you serve?
What does it mean to be an independent financial planner?
Our only loyalties are to our clients as they compensate us for our time, ideas, and expertise. We aren’t part of a mega-corporation attempting to increase shareholder value.
What does it mean to be a fee-only planner?
How do you charge for your services?
Do you manage assets?
Yes, we require a financial plan to be created so we know how to invest your money.
What are your asset minimums?
Ryan manages relationships over $1,500,000; Taylor’s mimimums are less.
What should I expect each year?
Two unique strategy sessions; February to May and September to November. A client only quarterly newsletter will be delivered; you’re encouraged to reach out anytime you want to chat.
Where does my money live?
How is my money invested?
We invest your money based on your financial plan. We utilize passively managed exchanged traded funds(ETFs) from various brand name institions. We use an investment policy statement on all portfolios so accounts don’t stray from their intended purpose.
What's the importance of cash?
Still have questions?
We’re here to help you find the answers you need.
Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Flowerstone Financial are not affiliated. Cambridge does not offer tax or legal advice.
Cambridge’s Form CRS (Customer Relationship Summary)
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1900 Reston Metro Plaza, Suite 600
Reston, Virginia 20190
Give Ryan a Call: 571-489-7181
Give Taylor a Call: 571-489-7186