Who’s Holding All That Cash?

by | Sep 30, 2025 | Financial Planning, Market, Savings

I’m curious and want to know who’s holding the ≈ $7 trillion of current cash reserves? Per the Investment Company Institute (ICI), this number is spread out among retail investors and institutions. I’m a retail investor. So are my clients and so are you. So who...

A Better Approach To Retirement Planning

by | Aug 26, 2025 | Retirement

We all carry unique opinions about what we’d like our retirement to look and feel like. The challenge for all investors is to align our actions today with what we want our future to be. So, where do we get started? Choices are great, though too many can be harmful....

How To Minimize Fear With Investing

by | Aug 5, 2025 | Financial Planning

It’s natural to have feelings of fear around making investment decisions. Where should you put your money? How much and how long will contributions continue? When will you exit, what are the limitations and taxes? What about liquidity? What are the costs and are they...