Next Chapter

What are you retiring to one day?  As you vacation this month or next and are away from work and a full calendar, think about this question.  Talk to your spouse or significant other about what’s possible, what’s on their mind?  What exactly are you both working...

Test drive

Mentioned in our prior blog post, why not test drive a mini retirement before the real one arrives?  I believe the key to a successful long-term retirement is taking a break or reducing hours before it’s necessary.  This may be easier for some professionals based on...

Future of Retirement

Traditional retirement definitions have been eroding for years.  People are working longer today, both by choice and necessity.  Some trends are changing while others remain the same.  How might this impact how you define retirement? What’s changing Most pension plans...

Head Start

Here’s one step to take now to get a financial head start on the new year!  Create a balance sheet that tallies everything you own and all that you owe.  Paper and pencil work well, however I’ve found digital copies more valuable.  The value of a balance sheet is to...

Short-Term Planning

Can short-term planning be as effective as a long term, goal focused plan? I believe so and, in some cases, it may be more beneficial initially then planning for the long run. Financial plans are created to go the distance, often forecasting your probability of...

Mistakes with cash

There are 3 common financial mistakes families and professionals make when managing their cash.  In no particular order they are: Holding too much or too little Chasing a return or yield Lumping all your cash in one account Last April, you may have wished for more...