Dividends and Equities

Take a look at your 12/31 investment statements.  Specifically, review the dividends credited to your accounts on your statement.  They are not insignificant if your portfolio is constructed of many different companies.  Dividends from the equities you own are...

Then & now…

Imagine updating your financial plan in January, April, or December of 2020.  How might the plan outputs at various dates have impacted your behavior and financial choices?  What other life decisions may positively influence your approach to planning? January 2020: ...

Why diversify?

What’s the purpose of diversification with regards to your investments?  Why not just own companies you know well or stick with your employer’s stock?  What other diversification strategies should be considered when creating a financial plan? It’s important to...

It’s not perfect and that’s ok

A financial plan is never perfect or fully complete, it evolves over time as you do.  This may not be as intuitive as it first sounds.  If a plan is not perfect, why spend the time and energy in creating one in the first place?  Does it really make a difference if you...