Vantage Point

It’s valuable to take a minute and reflect on how far the S&P 500 index has traveled over the years.  Annual returns dating back to 1928 may be viewed here.  Depending on how long you’ve been investing, some of these dates may be familiar.  We’ve witnessed...

Worries

How does one remain patient and avoid reacting as the markets zig and zag?  It’s human nature to want to take charge and influence as many outcomes as possible.  This is especially true (and magnified) when it comes to managing our investments.  We wish to be right in...

Chasing returns 

These are challenging times to be an investor. Making financial decisions on what investments to purchase may include reviewing potential returns.  It’s natural to seek out returns that may increase your portfolio overtime.  A present-day example, such as I bonds,...

Head Start

Here’s one step to take now to get a financial head start on the new year!  Create a balance sheet that tallies everything you own and all that you owe.  Paper and pencil work well, however I’ve found digital copies more valuable.  The value of a balance sheet is to...

Indoor cycling

I love to ride my bike outdoors in all kinds of weather (except pouring rain).  Last November, I bought cycling boots and more layers to brave the chilly winter weather.  I thought this would keep me outside from January to March, it didn’t.  I learned it’s really...

Accountability

I love getting my progress reports each week from Fitbit! Generally showing up each Tuesday morning via email providing me insight from the last seven days of activity. My favorite metrics are my average hours of restful sleep and resting heart rate. There are lots of...