Sell now?

With the S&P 500 index effectively doubling in the past 12 months, is it time to sell?  If so, where do the cash proceeds go?  How long do you hold cash before moving it?  Where do you move it to?  How much cash should be held back if any?  What are you missing or...

Better decisions

Making the right decisions on where you invest takes a process.  It requires goal clarification, evaluating risk and reward, understanding cashflows and liquidity, having a known time horizon, and of course taxes.  Asking yourself four fundamental questions before you...

Busted Bracket

Well, I’m completely cooked, my bracket is toast after the first round of the NCAA tournament!  Filling out your bracket with your favorite picks is a fun gamble that may or may not pan out.  Quite the opposite of financial planning which allows for more inputs in...

My best investments

When you think of your best investments, does a particular stock, collectable, digital currency, or real estate come to mind?  For me, I believe my best investment is my health.  As we mark the one-year point into this pandemic, it’s difficult at times to recall how...

What Investing is (and is not) 

Recently there has been a lot of attention placed on the wild financial gains of certain companies and trading platforms.  So much hype around what’s being made, who’s taking advantage of who, and stories of turning $20k into $200k in three weeks.  Top this off with a...