Thanksgiving is my favorite holiday of the year! The celebration will be that much sweeter this year as we will be together with family. The pies have been ordered from The Pie Gourmet (best pie shop ever) and the turkey is brining away in the frig. Things do not...
Our family has a tradition of going apple picking each October. It is a wonderful time to get outdoors, walk the orchard, and taste all the different varieties. The bushel we quickly fill is more than enough to eat, bake, and share with friends and neighbors. Apples,...
If you have a son or daughter who is a senior in high school, or was at some point, you likely completed the FAFSA form. Free Application for Federal Student Aid, FAFSA for short, is now available to complete online. This helps determine various forms of financial...
Did you know that you can assign recipient/s to most of your bank and investment accounts? This may be accomplished by adding additional titling to the current account. Why would you do that? Often, it’s to ensure the right people, get the right stuff, at the right...
“Nothing in this world can take the place of persistence” said our 30th President of the United States, Calvin Coolidge. One of my favorite all time quotes as it may be applied to all areas of our daily life. In our relationships with friends and family, our work...
The following are principles that I’ve adopted over the years when managing various financial and life decisions for my family and also for clients. This is by no means a complete list, nor should it be taken as advice. Just some reoccurring themes that standout at...
When Flowerstone Financial was created 20 months ago, it was with the purpose to serve a limited number of client relationships. Leaving an environment of transactions and more for more sake, I was curious if a financial firm may be created and grown to serve a small...
There are 3 common financial mistakes families and professionals make when managing their cash. In no particular order they are: Holding too much or too little Chasing a return or yield Lumping all your cash in one account Last April, you may have wished for more...
My oldest son, a junior in high school, took the ACT exam last weekend. Where did the time go? It seems like the elementary school years last forever only to fast forward once high school arrives. This has me thinking about investments that will be responsible for...
So, did you see your financial shadow yesterday? Chances are it may be six more weeks of financial worries and stress if you did OR six more weeks of spending and savings with purpose if you didn’t. Consider the following steps based on what you saw: Your financial...
As the year comes to a close, we naturally begin to consider a New Year’s resolution. Often this may be a personal fitness or financial goal, it may also be a positive change to improve your wellbeing. This is all done with good intentions, though often by late...
Imagine updating your financial plan in January, April, or December of 2020. How might the plan outputs at various dates have impacted your behavior and financial choices? What other life decisions may positively influence your approach to planning? January 2020: ...