Who gets what?

Did you know that you can assign recipient/s to most of your bank and investment accounts?  This may be accomplished by adding additional titling to the current account.  Why would you do that?  Often, it’s to ensure the right people, get the right stuff, at the right...

Quotes

“Nothing in this world can take the place of persistence” said our 30th President of the United States, Calvin Coolidge.  One of my favorite all time quotes as it may be applied to all areas of our daily life.  In our relationships with friends and family, our work...

Principles

The following are principles that I’ve adopted over the years when managing various financial and life decisions for my family and also for clients.  This is by no means a complete list, nor should it be taken as advice.  Just some reoccurring themes that standout at...

Continuing the relationship

When Flowerstone Financial was created 20 months ago, it was with the purpose to serve a limited number of client relationships.  Leaving an environment of transactions and more for more sake, I was curious if a financial firm may be created and grown to serve a small...

Mistakes with cash

There are 3 common financial mistakes families and professionals make when managing their cash.  In no particular order they are: Holding too much or too little Chasing a return or yield Lumping all your cash in one account Last April, you may have wished for more...