Chances are your tax return is completed and payments (if any) have been made. This is a great time to reflect on the remaining eight months of 2023. How are you progressing towards your personal and financial goals? A periodic check-in can make the most of your...
April is financial literacy month, a month focused on expanding one’s knowledge on a wide range of financial topics. Raising awareness on better financial decisions may lead to a more secure future. How? Perhaps by reading more, listening to podcasts, or...
Every investor should evaluate their cash reserves before selecting an investment/s. Integrating your cash and investments together into a financial plan can be as simple or complex as your life requires. Let’s look at three different investors at varies life...
There’s a sea of information for investors to sort through today. Our opinions and experiences shape how we handle money. As ideas become organized in our head, we establish a foundation from where decisions can be made. Over time, we manage new information and...
Regardless of your age, cash flow determines your choices. Everyday decisions such as what we spend, where we live, and the destination of our next vacation are all cash flow based. Cash flow arrives from various sources including full-time employment, a side...
Managing financial decisions are just as important as maintaining your health. Both require you to be intentional with your time and resources. Our happiness with our current dollars and fitness can often be tied to who we compare ourselves to. It’s natural, at the...
Tax diversification plays a key role in retiring successfully and staying successfully retired. Investors who embrace this approach while accumulating their wealth will have more choices at retirement. A challenge all investors face is the ever-changing tax...
SECURE 2.0 was signed into law December 29, 2022. Employer retirement plan, IRA, and 529 education plan changes are creating more choices for investors. Integrating these updates into your financial plan may allow you to make better, less reactive decisions...
A grocery list and financial planning may have more in common than you think. Both are created with purpose by outlining necessities with some degree of time sensitivity. Both allow you to get more done instead of organizing items in your head. Consider these tips...
One question that comes to mind when thinking about giving is how much? How does one determine the correct amount of a gift? It’s a personal decision, there are no right or wrong answers. Giving is a popular topic around the holidays, here’s some considerations...
Last August I wrote about who we serve and the similar traits our clients share. Each household is unique and has their own goals. What’s driving the trend in similarities? In our business and all businesses, it’s important to know who your clients are. What do...
This year there seems to be more tricks then treats when it comes to investing. Tricks are sneaky and can cause a disciplined investor to abandon their plan and portfolio at the worst time. Treats on the other hand are more satisfying yet arrive slowly. They require...