Did you know that you can assign recipient/s to most of your bank and investment accounts? This may be accomplished by adding additional titling to the current account. Why would you do that? Often, it’s to ensure the right people, get the right stuff, at the right...
Prior to founding my company in 2019, I spent over two decades with a single insurance company. During this time, I sold countless insurance policies. More importantly, I was able to deliver some meaningful checks to a handful of families impacted by a sudden loss. ...
Last week we covered several essential steps in the 100-level course on financial planning and strategy. If you overslept and missed the bus and class, read part one here. Today, we’ll discuss some 200 & 300 level planning strategies that tie things together....
Imagine a big yellow bus arriving in your neighborhood. This bus is not here to take the kiddos to school, nope it’s here to take you and your neighbors to financial planning and strategy class. So, do you get on the bus with your significant other? Do the Joneses...
This summer I’ve been thinking about the clients we serve. Who are they, what characteristics they share, and how may we enhance our planning experience. All companies, regardless of size or industry, should seek to identify their best or ideal clients. Why? It’s...
I just completed reading Ten Global Trends Every Smart Person Should Know, and Many Others You Will Find Interesting, by Ronald Bailey and Marian L. Tupy. Here’s a surprising statement, the world is not as bad as you think it is! In fact, there is a tremendous...
“Nothing in this world can take the place of persistence” said our 30th President of the United States, Calvin Coolidge. One of my favorite all time quotes as it may be applied to all areas of our daily life. In our relationships with friends and family, our work...
The following are principles that I’ve adopted over the years when managing various financial and life decisions for my family and also for clients. This is by no means a complete list, nor should it be taken as advice. Just some reoccurring themes that standout at...
College campuses are opening back up again to welcome students as the fall semester approaches. Next month, some will arrive to a new dorm as others may return to an apartment with friends. Now may be a good time to chat with your son or daughter about their...
When Flowerstone Financial was created 20 months ago, it was with the purpose to serve a limited number of client relationships. Leaving an environment of transactions and more for more sake, I was curious if a financial firm may be created and grown to serve a small...
Our neighborhood, probably like yours, has seen a lot of houses up for sale and then quickly under contract the past several months. It’s an exciting time to be a seller, pretty stressful if you are a buyer and want your contract to stand out among the crowd. ...
What does it take to build and sustain wealth today? To answer this question, you must first define what exactly wealth means to you? What role does it play as you look forward to tomorrow? There are no right or wrong answers, each investor may have their own...