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The Power of Liquidity – How Cash Reserves Can Help You Make Better Decisions
Thinking back on your employment choices, would you have done things differently? Any “do-overs” with regards to where you worked as your career got started? Maybe joining a startup, or selecting a more established company, or perhaps pursuing another degree?...
To move or not?
Our neighborhood, probably like yours, has seen a lot of houses up for sale and then quickly under contract the past several months. It’s an exciting time to be a seller, pretty stressful if you are a buyer and want your contract to stand out among the crowd. ...
Rising cost of life
Our family needs a new dryer as our current one is not working as well as it originally did. Both our washer and dryer have been running multiple times a day for as long as I can remember. This is to be expected with a family of five including boys who play sports...
Financial Groundhog’s day
So, did you see your financial shadow yesterday? Chances are it may be six more weeks of financial worries and stress if you did OR six more weeks of spending and savings with purpose if you didn’t. Consider the following steps based on what you saw: Your financial...
Walking, Biking & your Wealth
One of the ideas we have tested in the past is can you have productive conversations around your financials and planning outside of a formal office setting? Having worked as a financial professional for close to two and half decades, I have held thousands of meetings...
Purchasing a car
In the market for a new car or truck? Perhaps you’re in the market for a used one? Over the past several months, a number of our clients have reached out for guidance on acquiring another vehicle for themselves or a family member. Often, questions surround this...
Personal check up..
I’m really looking forward to this holiday weekend and, believe it or not, the second half of the year. Where did the time go? This is a great time to review the status of your “financial house” and other life planning decisions that may have been pushed off. It’s...
How to fund the next home project?
Spending the past nine weeks at home may have you contemplating some capital improvements when life returns to normal. Every project comes with a price tag, how you decide to pay for renovations small or large has an impact on your financial plan. Let’s take a...
Purchasing Power 2.0
As we covered earlier, we know life will be increasingly expensive, not only as we get closer to our retirement but as we continue through retirement as well. In order to retire successfully and stay successfully retired, you must consider your investment choices. ...
Purchasing Power, How Much is it Going to Cost to Retire?
This can seem like a daunting task with so many investment choices available today. I’m not prepared or allowed to give advice to the general public in this forum. Most importantly, I don’t know who you, what you want to accomplish, your resources, time horizon or...
Why Your Balance Sheet is Important
We’ve discussed the value of having a job description assigned to each of your accounts. Once this process is completed, you may begin assembling your balance sheet. Your balance sheet should list all accounts as well as items which you own and owe. Assets you own...