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Patagonia
Earlier this year I read “Let my people go surfing, the education of a reluctant businessman” by the founder, and now prior owner of Patagonia clothing company. I truly enjoyed this book which was originally published in 2005. Recently, Yvon Chouinard, transferred...
Three thoughts…
Company values contracting, expanding, and contracting again can test the patience of the best investors. This up/down movement in prices is unsettling, especially if you allow account values to define your progress as an investor. If you haven’t created or updated...
So, you want to be an investor…
We (investors) love watching our accounts expand. It’s nice to see forward progress in values so you get closer to what you want. This calendar year so far has been “less awesome” from an investment perspective. The roaring returns of the past several years, decade...
September
September will arrive later this week, so will our semiannual review meetings. I learned years ago that attempting to squeeze all planning items into a single annual meeting was unproductive. This didn’t allow time for clients to share personal updates or urgent...
Goal setting…
Can be tricky at times. It may be challenging to get clear on exactly what you want personally, professionally, or financially. Talking out loud with someone you trust is helpful as it forces you to verbalize and organize your why. A good friend who listens is...
Financial Plumbing
To make better decisions with your money it helps to set up a financial plumbing system. What’s financial plumbing? Simply put, it’s moving the right monies to the right account through automation. Setting it up requires awareness of what’s coming in and what’s...
Next Chapter
What are you retiring to one day? As you vacation this month or next and are away from work and a full calendar, think about this question. Talk to your spouse or significant other about what’s possible, what’s on their mind? What exactly are you both working...
What matters
The spotlight continues to shine brightly on increasing prices. From big ticket purchases like a home to everyday shopping at the grocery store, stuff costs more. What we need to recognize is that it will take time for the data to arrive to illustrate prices are in...
Messaging
My oldest son and I spent time on campus last week taking part in freshman orientation. The students were split up in small groups from the start and set off to explore campus and have fun. Meanwhile in the auditorium, parents heard from various university leaders...
Chutes & Ladders
If investing was a board game, it may be best categorized as Chutes & Ladders. I loved this game growing up as a kid, the premise is simple. Get to the top of the board by climbing ladders and progressing forward on each square, avoid the chutes if possible. I...
Race report
This past Sunday I swam 4.4 miles across the Chesapeake Bay with 650 other swimmers, what an experience! This event had not been held since 2019, so the race director and swimmers were excited for it to take place. Here’s a recap of the day and some thoughts on open...
Take the trip
Summer is here as students are graduating and classes are ending, time to think about a vacation! This may be the most normal summer we’ve seen yet post pandemic; at least I hope so. I think it’s uber important to travel with family and friends during the summer...
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