It’s the season of giving, how much should you give? Should it be a cash gift or asset gift? Should you gift one time or on a continuing basis? Consider the following so your gift may make the largest impact possible. Timing: To qualify for a tax deduction this...
Nick Saban, head coach of Alabama’s football team, often refers to storylines and journalism, both good and bad, as “rat poison”. He recognizes what’s written or said in the media will be a distraction to his players, coaches, and staff. Wisely, he understands this...
I love to ride my bike outdoors in all kinds of weather (except pouring rain). Last November, I bought cycling boots and more layers to brave the chilly winter weather. I thought this would keep me outside from January to March, it didn’t. I learned it’s really...
Thanksgiving is my favorite holiday of the year! The celebration will be that much sweeter this year as we will be together with family. The pies have been ordered from The Pie Gourmet (best pie shop ever) and the turkey is brining away in the frig. Things do not...
I love getting my progress reports each week from Fitbit! Generally showing up each Tuesday morning via email providing me insight from the last seven days of activity. My favorite metrics are my average hours of restful sleep and resting heart rate. There are lots of...
Can short-term planning be as effective as a long term, goal focused plan? I believe so and, in some cases, it may be more beneficial initially then planning for the long run. Financial plans are created to go the distance, often forecasting your probability of...
Tricks or treats, which do you choose? These themes have many applications in life, business, relationships, and money. Tricks: Failing to have a planLeverageMistaking noise for adviceSeeking complexity when simplicity worksOver/under confidenceThinking it’s...
Our family has a tradition of going apple picking each October. It is a wonderful time to get outdoors, walk the orchard, and taste all the different varieties. The bushel we quickly fill is more than enough to eat, bake, and share with friends and neighbors. Apples,...
If you have a son or daughter who is a senior in high school, or was at some point, you likely completed the FAFSA form. Free Application for Federal Student Aid, FAFSA for short, is now available to complete online. This helps determine various forms of financial...
Really cool feeling to be posting article #100 to our blog today! We launched this medium last March as a way to communicate with our fans and future fans. The premise then and now remains simple, let’s share what it takes to become a successful long-term investor. ...
Did you know that you can assign recipient/s to most of your bank and investment accounts? This may be accomplished by adding additional titling to the current account. Why would you do that? Often, it’s to ensure the right people, get the right stuff, at the right...
Prior to founding my company in 2019, I spent over two decades with a single insurance company. During this time, I sold countless insurance policies. More importantly, I was able to deliver some meaningful checks to a handful of families impacted by a sudden loss. ...