In the market for a new car or truck? Perhaps you’re in the market for a used one? Over the past several months, a number of our clients have reached out for guidance on acquiring another vehicle for themselves or a family member. Often, questions surround this...
At some point in your life you’ve likely had to address a debt payment. It may have been after college graduation when those student loan payments began, or it may have been later in your professional career when you started paying-down grad school or law school...
I’m really looking forward to this holiday weekend and, believe it or not, the second half of the year. Where did the time go? This is a great time to review the status of your “financial house” and other life planning decisions that may have been pushed off. It’s...
All great athletes at the top of their game have a coach. Often, they may have several coaches that work on unique aspects of their game so they may perform at the highest level. Coaches are not limited to athletics, some of the top performing professionals in their...
In the coming week there is a fair bit of change arriving on the financial landscape. As a consumer, the financial professional with whom you choose to work with will have more disclosures to provide you in your ongoing relationship. Here’s what you need to be aware...
A lot of discussion has taken place about the recent volatility in the market. Big swings, up and down, are now the norm. Some have speculated that the waves have been caused by gamblers looking for a quick win. “It’s hard to bet on your team when no teams are...
You may be surprised the next time you log-in and view your various investment account values. It’s likely that the accounts have rebounded from declines seen over the past several months. This is good news to the patient, disciplined, goal-focused investor who...
Our 16-year-old started a paid internship this week which is some exciting news in our house. The opportunity to gain some experience and real-life responsibilities are priceless. Getting paid is the icing on the cake which my son (as all teenagers I would guess) is...
Last time we covered some key elements to our annual review process with clients. We understand planning takes a lot of brain power and time, attempting to cover everything in a single meeting is not always efficient or effective for many busy clients. Spreading out...
As summer approaches our firm has just completed the first half of all annual plan reviews with our clients. Financial planning continues to evolve and encompasses a wide array of services, needs, and considerations. It’s been our experience that attempting to...
Traditional investment thinking has always viewed bonds and fixed income as a “safe” haven away from the volatility of equities. Equities, as we’ve discussed before, are thousands of companies (of various sizes) run by really smart men and women. These companies are...
Pop quiz: How are your New Year’s resolutions progressing? Do you even remember what you resolved to change or improve? So much has changed in the past 10 weeks that it may be difficult to reflect upon what was so important in early January. I’m guessing that most...