Seriously, take a deep breath and relax, inflation is not as scary as it sounds….IF you have a plan. Every media outlet and newsfeed I see today seems to be sounding the alarm on rising costs. That’s what inflation is, the same stuff we purchased yesterday that now...
We distributed our annual shareholder letter to clients this week. It’s something we do each January to reaffirm our guiding principles, provide reflections on the past year, and share updates on our practice. We feel good about our work and the impact it’s having...
Here’s one step to take now to get a financial head start on the new year! Create a balance sheet that tallies everything you own and all that you owe. Paper and pencil work well, however I’ve found digital copies more valuable. The value of a balance sheet is to...
Nick Saban, head coach of Alabama’s football team, often refers to storylines and journalism, both good and bad, as “rat poison”. He recognizes what’s written or said in the media will be a distraction to his players, coaches, and staff. Wisely, he understands this...
I love getting my progress reports each week from Fitbit! Generally showing up each Tuesday morning via email providing me insight from the last seven days of activity. My favorite metrics are my average hours of restful sleep and resting heart rate. There are lots of...
Tricks or treats, which do you choose? These themes have many applications in life, business, relationships, and money. Tricks: Failing to have a planLeverageMistaking noise for adviceSeeking complexity when simplicity worksOver/under confidenceThinking it’s...
Our family has a tradition of going apple picking each October. It is a wonderful time to get outdoors, walk the orchard, and taste all the different varieties. The bushel we quickly fill is more than enough to eat, bake, and share with friends and neighbors. Apples,...
If you have a son or daughter who is a senior in high school, or was at some point, you likely completed the FAFSA form. Free Application for Federal Student Aid, FAFSA for short, is now available to complete online. This helps determine various forms of financial...
Prior to founding my company in 2019, I spent over two decades with a single insurance company. During this time, I sold countless insurance policies. More importantly, I was able to deliver some meaningful checks to a handful of families impacted by a sudden loss. ...
Last week we covered several essential steps in the 100-level course on financial planning and strategy. If you overslept and missed the bus and class, read part one here. Today, we’ll discuss some 200 & 300 level planning strategies that tie things together....
Imagine a big yellow bus arriving in your neighborhood. This bus is not here to take the kiddos to school, nope it’s here to take you and your neighbors to financial planning and strategy class. So, do you get on the bus with your significant other? Do the Joneses...
This summer I’ve been thinking about the clients we serve. Who are they, what characteristics they share, and how may we enhance our planning experience. All companies, regardless of size or industry, should seek to identify their best or ideal clients. Why? It’s...