I left my previous firm of 23 years. It was a huge move to make, one that required an exhaustive amount of planning, timing, and frankly some luck. Driving this move was my beliefs, vision, and passion to serve clients in a manner that did not require product quotas...
The successful long-term investor who stays the course, works a plan, and continues to invest is progressing closer to their goals today. As painful as it feels to sit still and not flinch when markets contract, the patient investor practices discipline and is...
Sustainable long-term wealth is built slowly - especially during these uncertain times. It’s not the big return years we naturally think of, such as 2017 and 2019, that make the largest impact. Likewise, it’s also not the years 2012-2016 when we look back in the...
A lot of discussion has taken place about the recent volatility in the market. Big swings, up and down, are now the norm. Some have speculated that the waves have been caused by gamblers looking for a quick win. “It’s hard to bet on your team when no teams are...
You may be surprised the next time you log-in and view your various investment account values. It’s likely that the accounts have rebounded from declines seen over the past several months. This is good news to the patient, disciplined, goal-focused investor who...
It’s likely your mortgage payment may be the largest essential recurring expense in your financial house. It can be surpassed temporarily by childcare expenses with a young family. The good news is that kids grow up and childcare expenses will eventually evaporate...
As we discussed last time, purchasing power (and the ability for your money to keep pace with a rising cost of life) is truly at the heart of strategic planning for yourself and your family. I discussed the difficulties that target date funds present (by design) by...
We’ve discussed the value of having a job description assigned to each of your accounts. Once this process is completed, you may begin assembling your balance sheet. Your balance sheet should list all accounts as well as items which you own and owe. Assets you own...