\Who’s had the largest financial influence on your decisions around money? The answer may surprise you. Beginning at an early age, it’s natural to absorb opinions and philosophies on money by watching and listening to our parents. Many of their decisions,...
You or someone you know may be contemplating a job change this year. This is no small decision as I learned firsthand when I left my employer and founded a company in 2019. There are many factors to consider in a new role. The three themes below (there are more)...
It’s the season of giving, how much should you give? Should it be a cash gift or asset gift? Should you gift one time or on a continuing basis? Consider the following so your gift may make the largest impact possible. Timing: To qualify for a tax deduction this...
I love getting my progress reports each week from Fitbit! Generally showing up each Tuesday morning via email providing me insight from the last seven days of activity. My favorite metrics are my average hours of restful sleep and resting heart rate. There are lots of...
Our family has a tradition of going apple picking each October. It is a wonderful time to get outdoors, walk the orchard, and taste all the different varieties. The bushel we quickly fill is more than enough to eat, bake, and share with friends and neighbors. Apples,...
When Flowerstone Financial was created 20 months ago, it was with the purpose to serve a limited number of client relationships. Leaving an environment of transactions and more for more sake, I was curious if a financial firm may be created and grown to serve a small...
Each January, our firm distributes a shareholder letter to our clients which reiterates our guiding principles and covers important planning themes. We view clients as shareholders in our practice, ongoing communication is critical in our partnership together as this...
I left my previous firm of 23 years. It was a huge move to make, one that required an exhaustive amount of planning, timing, and frankly some luck. Driving this move was my beliefs, vision, and passion to serve clients in a manner that did not require product quotas...
Tricks: (Don’t start doing these things – or stop if you already have). Borrowing more than necessary Confusing volatility with risk Mixing politics with your investment choices Assuming your 401k alone will provide you the lifestyle you desire when you repurpose your...
Several weeks ago I shared the values of Flowerstone Financial and what we stand for as a firm when serving the planning needs of families and professionals. A complete list of our values and what drives our firm may be found here. Today I want to touch on one of...
Entirely focused on YOU Flowerstone Financial was founded to challenge the status quo of the advice industry. When the group goes right, we go left. When they get bogged down in hitting quarterly numbers, we’re laser-focused on providing a quality planning experience....
Have you ever stopped and reflected upon your personal core values? What do you hold as important and sacred in who you are and the work that you do? Recently, as part of my homework with my coach, I was asked to list out my core values and explain what our...